Hawaii has a progressive state income tax with rates ranging from 1.4% to 11%, making it one of the highest state income tax rates in the nation. The top rate applies to income over $200,000 for single filers.
Hawaii Tax Brackets (2026)
| Taxable Income (Single) | Tax Rate |
|---|---|
| $0 - $2,400 | 1.4% |
| $2,400 - $4,800 | 3.2% |
| $4,800 - $9,600 | 5.5% |
| $9,600 - $14,400 | 6.4% |
| $14,400 - $19,200 | 6.8% |
| $19,200 - $24,000 | 7.2% |
| $24,000 - $36,000 | 7.6% |
| $36,000 - $48,000 | 7.9% |
| $48,000 - $150,000 | 8.25% |
| $150,000 - $175,000 | 9% |
| $175,000 - $200,000 | 10% |
| $200,000+ | 11% |
Hawaii has 12 tax brackets—more than any other state. These figures are based on Hawaii Department of Taxation guidelines.
What You'll See on Your Paystub
A Hawaii worker's paystub includes both federal income tax withholding and state deductions:
| Deduction | Rate | Notes |
|---|---|---|
| Federal Income Tax | Varies | Based on W-4 and income |
| Social Security | 6.2% | Up to $181,200 wage base |
| Medicare | 1.45% | No wage limit |
| Hawaii State Income Tax | 1.4% - 11% | Based on income and filing status |
| Hawaii TDI | 0.5% | Temporary Disability Insurance |
Hawaii Temporary Disability Insurance (TDI)
Hawaii requires employers to provide temporary disability insurance:
- Employee contribution: Up to 0.5% of wages
- Weekly wage cap: $1,376.54 (2026)
- Maximum weekly deduction: $6.88
- Purpose: Provides wage replacement for non-work-related illness or injury
Hawaii was the first state to mandate temporary disability insurance, and it remains one of only a few states with this requirement.
Hawaii Prepaid Health Care
Hawaii's Prepaid Health Care Act requires employers to provide health insurance:
- Employer obligation: Must provide health insurance to employees working 20+ hours/week
- Employee contribution: Employers may require employees to pay up to 1.5% of wages
- Waiting period: Maximum 4 consecutive weeks of employment
No Local Income Taxes
Hawaii does not allow counties to impose local income taxes. Your state withholding covers all Hawaii income tax obligations.
General Excise Tax
While not a payroll deduction, Hawaii's General Excise Tax (GET) is worth understanding:
- Rate: 4% statewide (4.5% on Oahu)
- What it is: A tax on business gross receipts, often passed to consumers
- Impact: Effectively functions like a sales tax on most purchases
Comparing Take-Home Pay
Here's how a $75,000 annual salary in Hawaii compares to other states:
| State | State Tax Rate | Annual State Tax |
|---|---|---|
| Hawaii | ~7.5% | ~$4,800 |
| California | ~6% | ~$3,200 |
| Texas | 0% | $0 |
Combined with Hawaii's high cost of living, the state's income tax can significantly impact take-home pay. Budget accordingly when relocating to Hawaii.
Military in Hawaii
Special considerations for military personnel stationed in Hawaii:
- Military pay is taxed by your state of legal residence, not Hawaii
- If Hawaii is your legal residence, your military pay is subject to Hawaii income tax
- Non-military spouse income may be taxed differently under the Military Spouses Residency Relief Act